Alternative Payment Methods in Colombia
Colombian customers trust PSE and cash networks more than cards. Meet them on familiar ground and turn browsers into buyers who actually complete checkout.
Supported Payment Methods
Other Methods
Why Merchants Pick EMS for Alternative Payment Methods in Colombia
Every Local Rail, One Setup
PSE, Efecty, Nequi, and cards are unified through a single integration instead of multiple disconnected providers.
Checkout Built Around Local Habits
Payment flows follow how Colombians actually shop, reducing abandoned carts and failed payment attempts.
Straightforward, Upfront Fees
Pricing is disclosed from day one, with no hidden reserves or surprise deductions further down the line.
Aligned with Colombian Regulations
Transaction flows are structured to meet local financial regulations without slowing down day-to-day operations.
Settle in COP or Elsewhere
Accept payments from Colombian customers and settle in Colombian Peso or another currency suited to your business.
Dedicated Local Onboarding Support
A specialist guides you through setup and launch personally, rather than routing you through a generic queue.
Three Steps to Going Live in Colombia
A clear, direct path from your first conversation to accepting your first local Colombian payment.
Share Your Business Needs
Tell us your model, customer base, and volume so we can shortlist the right local payment mix.
We Set Up and Test
PSE, Efecty, and wallet integrations are configured and verified before any real customer touches them.
Start Collecting Payments
Your checkout goes live and Colombian customers begin paying through the methods they already trust.
Payment Rails Colombians Already Trust
PSE Bank Transfers
Colombia’s most trusted transfer system links directly to major banks for instant, secure checkout confirmation.
Efecty Cash Payments
Nationwide cash collection points let unbanked and cash-preferring customers complete purchases without a bank account.
Nequi & Wallet Access
Mobile wallets used by millions of Colombians open up a fast, app-based way to pay online.
Installment-Friendly Card Options
Local credit cards with built-in installment plans remain a staple for higher-value Colombian purchases.
Reach Colombian Customers on Their Terms
Tell us about your business and customer base, and we’ll map the local payment methods that make sense for your growth in Colombia.
Everything About Alternative Payment Methods in Colombia
Everything You Need to Know Before Starting
What payment methods are most popular with Colombian shoppers?
PSE bank transfers lead usage, followed closely by cash payments through Efecty and mobile wallets like Nequi.
Why does PSE matter so much for conversion in Colombia?
PSE lets customers pay directly from their bank account without a card, making it the default choice for many online shoppers.
How fast can a business start accepting local Colombian payments?
Most merchants have PSE and Efecty running within about a week, assuming documentation is submitted early in the process.
Do I need a Colombian business entity to accept these payments?
Not always. Many merchants accept Colombian payments through cross-border arrangements without registering a local company.
Can subscription businesses collect recurring payments in Colombia?
Yes. Recurring PSE authorizations and select wallet integrations both support automated subscription and installment billing.