Multi-Currency IBAN Account - One Account, Every Currency
Give your business a single, dedicated IBAN that works across multiple currencies. Whether you're paying international suppliers, receiving client payments in euros, or managing treasury across regions, EMS Ltd multi-currency IBAN account keeps your cash flow moving without the delays and fees of traditional banking.
Open a dedicated European Multi-Currency IBAN account
Why traditional bank accounts aren't enough for international business
Opening a business bank account has not always been easy, particularly with international transactions or various industries known to be quite hard to place.
Regular bank accounts take a long time to approve and charge very high fees on foreign transactions. Consider instead the Multi-Currency IBAN Account, which provides fast, secure, and cheaper banking for businesses across many borders.
What is a Multi-Currency IBAN Account?
A multi-currency IBAN account allows businesses to send, receive, and manage payments in multiple currencies from a single account. An IBAN (International Bank Account Number) is a globally recognised banking standard used across 70+ countries, making international transactions faster and more reliable.
With a multi-currency IBAN account, you can hold balances in currencies like GBP, EUR, USD, CHF, and more—eliminating the need to open separate bank accounts in different countries. This is especially valuable for businesses operating across the European Union, the United States, and global supplier networks.
With EMS Ltd, your business receives a dedicated IBAN (not a pooled or shared account), giving you full control over incoming and outgoing payments via SEPA and SWIFT. This reduces currency conversion costs, speeds up cross-border transactions, and supports seamless international growth.
The key advantage of a multi-currency IBAN account for your business
Simplified International Transactions
A multi-currency IBAN account allows you to send and receive cross-border payments in the currencies you use most frequently like:
Euros (EUR), British pounds (GBP), US Dollars (USD) and many other currencies. Accessible to both SEPA (for payment with European exchange) and SWIFT (for global payments), your business has the ability to send and receive money without any problem at all.
Dedicated IBAN in your business name — Receive payments directly into an account registered to your company, not a third-party holding account.
Save on conversion fees
Having several currencies in one account saves you on hefty currency conversion fees. You can hold, send and receive different currencies without having constantly to convert funds, saving your business money on exchange rate fluctuations.
30+ supported currencies — Hold and convert between major and emerging market currencies from a single dashboard.
SEPA, SWIFT and CHAPS compatible — Send and receive payments across all major international payment rails, with same-day processing on SEPA credit transfers.
Real-time currency conversion — Convert between currency balances at live mid-market rates directly within your account.
Quick Account setup and Global access
We help you to Open your multi-currency IBAN account so you can get started almost right away and have access to the account anywhere in the world.
Therefore, your business enterprise becomes operational worldwide as soon as the bank account is opened.
See our full fee schedule for account maintenance, incoming and outgoing payments, and currency conversion. We charge no setup fee and no monthly minimum transaction requirement.
Security is number one
Your multi-currency IBAN account is protected with bank-grade encryption, multi-layer security architecture, and two-factor authentication (2FA) to safeguard every transaction.
Advanced Fraud Protection
With the rise in cross-border fraud and payment risks, modern IBAN solutions now include:
- Real-time transaction monitoring
- AI-driven fraud detection systems
- Secure authentication layers for all payments
All-in-one banking solution
Manage all your international finances from a single, multi-currency account. By consolidating your payments, revenues, and expenses in one place, you gain better visibility, simpler accounting, and improved financial control across regions.
Whether you’re a startup expanding globally or an established business operating across multiple markets, this streamlined solution helps you handle international transactions efficiently while reducing complexity in reporting and tax management.
How a multi-currency IBAN account works
As soon as you open and activate a multi-currency IBAN account, you will be granted full access to a complete back-office system that will make managing your account and transactions easy.
Hold many currencies
Transfer Funds Quickly
All payments and transfers using SEPA for European transfers or SWIFT for worldwide transactions will be possible directly from one account.
Schedule Payments
Track Transactions
Our Special Features
Are you ready to streamline your international transactions?
It is easier than you think to set up your Multi-Currency IBAN Account.
Our Lovely Customers
See what others have to say about EMS
"I have been using EMS for more than two years. I have completed transactions from my bank account to several wallets and back. Everything is satisfactory and in record time. Good exchange rate."
Security that never sleeps?
The back office and all user operations are secured by a username, password and with two-factor authentication as a minimum.
Why Choose Us for Your Multi-Currency IBAN Account?
Fast & Easy Opening
We assist in getting your IBAN account fast depending on your paperwork & compliance.
Global Payments
Multi-Currency Account
Manage multiple currencies under one account umbrella.
Security and compliance
The latest security measures protect your account and are fully compliant with European regulations.
Dedicated Support Team
Contact us to get started with your multi-currency IBAN account today!
Opening a multi-currency IBAN account is the first step on your path to global financial freedom.
Let’s get started today and contact us now for your multi-currency IBAN account.